What is Payment Resilience Posture Management (PRPM)?

PRPM is the continuous discovery, assessment and validation of an organization's payment architecture to protect revenue continuity, transaction integrity, compliance and recoverability. PayRes is the platform defining this category.

B2B and vertical SaaS platforms that facilitate payments for their customers and depend on recurring or embedded-payment revenue — typically with multiple flows, webhook-heavy integrations and complex reconciliation.

How is PayRes different from observability or processor dashboards?

Observability tells you what happened. Processor dashboards show one provider in isolation. PayRes shows what is likely to break across the entire payment environment, how much revenue is exposed, and whether recovery paths actually work.

Does PayRes route or failover payments?

No. PayRes does not route transactions or perform production failover. It assesses whether your routing and recovery paths are correctly configured and validated.

Which PSPs does PayRes work with?

Initial connectivity targets Stripe and Adyen. An extensible connector framework is designed to cover additional PSPs, gateways, acquirers and billing platforms across the ecosystem.

Does PayRes make us PCI DSS or GDPR compliant?

No single tool can certify compliance. PayRes identifies potential payment-specific control gaps, surfaces scope changes and collects supporting evidence that informs your compliance program.

Defining Payment Resilience Posture Management

Know whether your payment stack will hold before revenue is at risk.

PayRes gives payment and engineering teams one live view of their processors, billing systems, webhooks and revenue flows — showing what can fail, how much revenue is exposed, and what to fix first.

Book a demo →What is PRPM?

Read-only connectors · No card data leaves your environment

Live mappayment architecture · prod

HealthyDriftExposed

Single-PSP dependency

84% of MRR routed through one processor; no validated failover.

Webhook retry drift

invoice.payment_failed retries capped at 3; queue depth rising.

Refund ↔ ledger mismatch

12 refunds last 24h not reflected in internal ledger.

PayRes Score

Illustrative · last evaluated 4m ago

Needs attention

64/ 100

£412k monthly recurring revenue exposed across 3 critical paths.

Top driver: single-processor dependency for 84% of subscriptions.

Architecture resilience

Revenue continuity

Transaction integrity

Reconciliation

Security & compliance

Recovery readiness

Designed for multi-PSP, multi-billing payment environments

stripeadyenCheckout.comWorldpay Braintree logo

mollieAirwallex

The four questions

See what's likely to break, what it could cost, and whether you can recover

Observability shows what happened. Processor dashboards show one provider.

What can break?
Across processors, billing platforms, webhooks, queues, tokens, ledgers and recovery paths.
How much revenue is exposed?
Translate technical weaknesses into the actual MRR, ARR and one-time revenue at stake.
Can we recover safely?
Validate whether failover and retry paths actually work — not whether they exist on paper.
What should we fix first?
Prioritize by business impact, not by alert volume or vendor noise.

The platform

A live graph of every dollar in motion.

Connect read-only. PayRes discovers processors, billing platforms, token vaults, webhooks and ledgers — then maps how money actually moves, where it concentrates, and where it can fail.

Critical£412k MRR

Single-processor concentration

84% of recurring revenue depends on one processor and one token vault, with no validated migration path.

Owner · Payments engOpen finding →

High£400k / month

Webhook retry weakness

invoice.payment_failed retries cap at 3 with no DLQ alerting. Failed retries silently drop subscriptions.

Owner · Payments engOpen finding →

Medium12 events / 24h

Refund ↔ ledger drift

Refunds processed at the PSP are not consistently reflected in the internal ledger within reconciliation windows.

Owner · Payments engOpen finding →

Findings shown are illustrative, not real customer data.

What sets PayRes apart

Four capabilities, one purpose: revenue continuity.

PayRes is not analytics, observability, orchestration, fraud or processor monitoring. It is the resilience layer above them — focused on what could break and what it would cost.

Normalized dependency graph

One model across PSPs, gateways, billing platforms, token vaults and internal ledgers. No more reading four dashboards.

Payment-specific control library

Webhooks, retries, tokens, subscriptions, settlement, refunds, chargebacks, reconciliation, recovery — checked continuously.

Revenue-impact model

Translate technical weaknesses into MRR, ARR and transactional revenue exposure with traceable assumptions.

Validation engine

Safely assess whether failover, retry and recovery paths actually work — not just whether they exist in a runbook.

The PRPM lifecycle

From discovery to provable resilience.

01
Discover
Read-only connect. Find providers, flows, dependencies and shadow infra.
02
Map
Build a live graph of how payment revenue moves through the company.
03
Score
Calculate resilience scores and revenue exposure across the stack.
04
Prioritize
Rank findings by business and revenue impact, not alert volume.
05
Validate
Safely test whether recovery and failover paths actually work.
06
Remediate
Payment-specific recommendations with clear ownership.
07
Prove
Evidence for leadership, customers, auditors and risk reviews.

PSP ecosystem coverage

Resilience cannot be evaluated from one processor in isolation.

PayRes is designed to work across the broader payment ecosystem with one normalized view. Available, planned and ecosystem-compatible providers are clearly labeled.

stripe

adyen

Checkout.com

Worldpay

mollie

Airwallex

Nuvei

Shift4

Authorize.Net

Stripe and Adyen connectivity at launch; additional PSPs and billing platforms via an extensible connector framework. Logos shown describe ecosystem coverage, not partnership or endorsement.

Adjacent, not the same

PayRes is a new category. Here's where it fits.

Category	What it does	What PayRes adds
Payment analytics	Tells you what happened to past transactions.	Tells you what could break and what it would cost.
Processor monitoring	One vendor, one view.	Every vendor, one normalized graph.
Generic observability	Logs, traces, metrics for engineers.	Revenue-aware dependencies for payment leaders.
Compliance automation	Evidence for audits after the fact.	Continuous payment-specific control posture.
Payment orchestration	Routes transactions between PSPs.	Tells you whether routing is safe — and what depends on it.

FAQ

Common questions about PRPM and PayRes.

What is Payment Resilience Posture Management (PRPM)?: PRPM is the continuous discovery, assessment and validation of an organization's payment architecture to protect revenue continuity, transaction integrity, compliance and recoverability. PayRes is the platform defining this category.
Who is PayRes for?: B2B and vertical SaaS platforms that facilitate payments for their customers and depend on recurring or embedded-payment revenue — typically with multiple flows, webhook-heavy integrations and complex reconciliation.
How is PayRes different from observability or processor dashboards?: Observability tells you what happened. Processor dashboards show one provider in isolation. PayRes shows what is likely to break across the entire payment environment, how much revenue is exposed, and whether recovery paths actually work.
Does PayRes route or failover payments?: No. PayRes does not route transactions or perform production failover. It assesses whether your routing and recovery paths are correctly configured and validated.
Which PSPs does PayRes work with?: Initial connectivity targets Stripe and Adyen. An extensible connector framework is designed to cover additional PSPs, gateways, acquirers and billing platforms across the ecosystem.
Does PayRes make us PCI DSS or GDPR compliant?: No single tool can certify compliance. PayRes identifies potential payment-specific control gaps, surfaces scope changes and collects supporting evidence that informs your compliance program.

See your payment resilience posture in one view.

We'll connect read-only to a sandbox or staging environment and walk you through a first PayRes Score and revenue-exposure model.

Book a demo →Explore the platform